The Chicago Tribune has posted an article describing the aggressive, and often illegal, tactics that debt collectors have employed since 2008. Some states, such as California, are pushing back through lawsuits, both public and private, as well as proposed new state laws to counter some of the more egregious tactics, including harassing phone calls, intimidation, and a flood of lawsuits where they mostly obtain judgments by default and seek to enforce their judgments by freezing assets or garnishing wages (if any).
You do not have to deal with abusive, harassing, or intimidating behavior from debt collectors. As state laws get passed on this issue, Nair Law can add further tools to aid debtors in this new decade. With the right help, any problem can be solved. Nair Law can also recommend a debtor a host of other potential solutions, including bankruptcy or negotiated settlement.