Debt collectors are getting even more aggressive in the wake of the Great Financial Collapse of 2008. As more and more Americans lose their jobs, homes, and livelihoods, debt collectors have expanded their "playbook" to collect on the debts created by the moribund economic state.
The Chicago Tribune has posted an article describing the aggressive, and often illegal, tactics that debt collectors have employed since 2008. Some states, such as California, are pushing back through lawsuits, both public and private, as well as proposed new state laws to counter some of the more egregious tactics, including harassing phone calls, intimidation, and a flood of lawsuits where they mostly obtain judgments by default and seek to enforce their judgments by freezing assets or garnishing wages (if any).
The Chicago Tribune has posted an article describing the aggressive, and often illegal, tactics that debt collectors have employed since 2008. Some states, such as California, are pushing back through lawsuits, both public and private, as well as proposed new state laws to counter some of the more egregious tactics, including harassing phone calls, intimidation, and a flood of lawsuits where they mostly obtain judgments by default and seek to enforce their judgments by freezing assets or garnishing wages (if any).
The Fair Debt Collection Practices Act (FDCPA) is a federal law that targets this kind of behavior and allows for individuals to sue to stop malicious debt collection tactics. Nair Law can help any debtor ensure that the FDCPA is followed and, if it isn't, Nair Law can help push back on the debt collectors and potentially secure a monetary judgement against the debt collection company for failing to adhere to the strict requirements contained within the FDCPA.
You do not have to deal with abusive, harassing, or intimidating behavior from debt collectors. As state laws get passed on this issue, Nair Law can add further tools to aid debtors in this new decade. With the right help, any problem can be solved. Nair Law can also recommend a debtor a host of other potential solutions, including bankruptcy or negotiated settlement.
You do not have to deal with abusive, harassing, or intimidating behavior from debt collectors. As state laws get passed on this issue, Nair Law can add further tools to aid debtors in this new decade. With the right help, any problem can be solved. Nair Law can also recommend a debtor a host of other potential solutions, including bankruptcy or negotiated settlement.
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